Confused about healthcare financing and where it's headed? What about future access to addiction treatment? These days it's hard not to be confused; the experts can't even agree on what's happening now, never mind on what will happen next. For example, analysts concur that the United States spends far more on healthcare—dollars per capita and percent of gross domestic product—than 12 other industrialized countries. But beyond that, they disagree on which statistics are appropriate to measure the return on that investment and whether the money is well spent. Some say the United States has tens of millions of people without health insurance; others say those numbers are misleading, a myth. Besides conflicts of opinion, there are conflicts of interest. In the United States, modern health insurance emerged in the 1930s to enable the sick to pay their bills and healthcare providers to get paid for their services. Employers began incorporating health...